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Practical comparison

Private or public physiotherapy in Quebec: what to choose?

Public physiotherapy is free but rationed; a private clinic costs money but is available within days. Here are the concrete criteria to decide, without marketing.

Quick answer

Short answer: if your situation is stable and you can wait, the public network remains a valid and free option. If your pain is recent, you risk losing mobility, your private insurance covers physiotherapy, or you have a Private insurance, a private clinic saves you weeks of recovery. At Réhabital, a first appointment is usually available within a few days, at $120 for the initial assessment, with an insurance receipt.

Private clinic

Fast access, personalized follow-up

Best for

  • Recent injury
  • Post-op
  • Private insurance
  • Private insurance available
  • Fast return to work or sport

Session: 30-60 min

Price: $85-$120

Private insurance receipt · SAAQ and CNESST not accepted

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Public network

Free, but with a waiting list

Best for

  • Stable situation
  • Eligible post-hospital follow-up
  • Limited budget
  • No private insurance

Session: 30-45 min

Price: RAMQ-covered when eligible

No payment, no receipt needed

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Side-by-side comparison

CriterionPrivate clinicPublic network
Wait before the first sessionUsually a few daysOften several weeks to several months depending on region and priority
Direct cost$120 (60-min evaluation), $120 (60-min follow-up), $85 (30-min follow-up) + taxFree when you are eligible
ReimbursementPrivate insurance only; SAAQ and CNESST not accepted at our clinicNot applicable
Length and frequency of follow-upSet with you, with no administrative capNumber of sessions often limited by resources
Choice of therapistYes, with continuity with the same personAssigned based on availability
HoursMonday to Friday until 8 p.m. and Sunday, online bookingBusiness hours
Combinable disciplinesOsteopathy, massage therapy and naturopathy in the same clinicPhysiotherapy alone in most cases
Medical referralNot requiredGenerally required to be eligible

The clinical perspective

In Quebec, public physiotherapy is offered first to hospitalized patients, post-surgical cases and situations judged to be priorities. For low back pain, a shoulder tendinopathy or a sprain, the wait can be long. That delay is not neutral: an immobilized joint loses mobility, muscles weaken and compensations set in, which lengthens rehabilitation later.

A private clinic solves the access problem, not the cost problem. At Réhabital, the 60-minute initial assessment is $120 + tax and follow-ups are $85 (30 min) or $120 (60 min). Most group insurance plans in Quebec cover a significant share of those amounts, usually with an annual cap per discipline. Check two things before starting: the annual cap and whether a medical prescription is required.

A mixed strategy works well: start privately so you do not lose the first weeks, get a precise exercise program, then continue on your own with spaced check-in sessions. If your public file opens in the meantime, you arrive there already in better shape. SAAQ and CNESST files are not accepted at Réhabital; private insurance only, and we say so before your first appointment.

How to choose

Choose Private clinic

  • Your pain started less than six weeks ago
  • You have group insurance with physiotherapy coverage
  • You have a Private insurance
  • You need to return to work or sport quickly
  • You want to combine physiotherapy, osteopathy and massage in one place

Choose Public network

  • You are eligible following a hospitalization or surgery
  • Your condition is stable and not urgent
  • You have no private insurance and budget is the main constraint

Still not sure? We'll help you decide.

Book an evaluation at our Côte Saint-Luc clinic. Our clinical team will recommend the best approach for your situation.

Why Réhabital stands out

  • 5.0 / 5 from 101 Google reviews — the highest-rated multidisciplinary clinic in Côte Saint-Luc
  • Founded and led by Shahram Ghasemi, MD (Iran), DOMP — 30+ years of clinical experience
  • 7 disciplines under one roof, with a coordinated care plan
  • Prices published online, no mandatory packages
  • Private-insurance receipt issued after every session
  • 12 languages spoken by the team
  • Open evenings until 8 p.m. and on Sundays
  • Free parking at Cavendish Mall
All the verifiable facts

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First visit: 10% off

Receive 10% off your first visit to Réhabital clinic in Côte Saint-Luc, on the Island of Montréal. Physiotherapy is excluded. This offer applies to your first clinic visit, not a first visit in each specialty.

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